:root{--navy:#0a2540;--blue:#0b69ff;--sky:#eaf3ff;--ink:#16283a;--muted:#5f6f7f;--line:#dfe7ef;--white:#fff;--green:#18794e;--amber:#9a6700;--shadow:0 14px 40px rgba(10,37,64,.10);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img,svg{max-width:100%}.skip{position:absolute;left:-9999px}.skip:focus{left:14px;top:14px;background:#fff;padding:10px 14px;z-index:1000;border:2px solid var(--blue);border-radius:8px}.topbar{background:var(--navy);color:#dce9f6;font-size:.9rem}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 22px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.wrap{max-width:1180px;margin:auto;padding-left:22px;padding-right:22px}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:850;font-size:1.25rem;letter-spacing:-.02em}.brand-mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(145deg,var(--blue),#53a2ff);display:grid;place-items:center;color:white;box-shadow:0 7px 16px rgba(11,105,255,.25)}.menu{display:flex;align-items:center;gap:20px}.menu a{color:#29435c;font-weight:650;font-size:.94rem}.menu .cta{background:var(--blue);color:#fff;padding:9px 14px;border-radius:10px}.mobile-btn{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:8px 10px;font-size:1.1rem}.hero{background:linear-gradient(135deg,#f6faff 0%,#eaf3ff 53%,#f9fcff 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;padding-top:72px;padding-bottom:72px}.eyebrow{display:inline-flex;align-items:center;gap:8px;border:1px solid #cfe1ff;background:#fff;color:#24558d;padding:6px 10px;border-radius:999px;font-size:.82rem;font-weight:760}.hero h1{font-size:clamp(2.35rem,5vw,4.4rem);line-height:1.03;letter-spacing:-.055em;margin:18px 0 18px;color:var(--navy)}.hero p{font-size:1.12rem;color:#466079;max-width:720px}.searchbox{display:flex;gap:10px;background:#fff;padding:10px;border:1px solid #d5e2ef;border-radius:16px;box-shadow:var(--shadow);margin-top:26px}.searchbox input{flex:1;border:0;outline:0;padding:12px 14px;font-size:1rem;min-width:0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:white;border:0;border-radius:11px;padding:12px 17px;font-weight:760;cursor:pointer}.btn:hover{text-decoration:none;filter:brightness(.97)}.btn.secondary{background:#fff;color:var(--navy);border:1px solid var(--line)}.hero-card{background:#fff;border:1px solid #d9e6f2;border-radius:24px;padding:24px;box-shadow:var(--shadow)}.hero-card h2{margin-top:0;color:var(--navy)}.metric{display:flex;gap:12px;align-items:flex-start;padding:15px 0;border-top:1px solid var(--line)}.metric:first-of-type{border-top:0}.metric b{display:block;color:var(--navy)}.icon{flex:0 0 36px;width:36px;height:36px;border-radius:10px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900}.section{padding:68px 0}.section.alt{background:#f8fbfe}.section h2{font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.15;letter-spacing:-.035em;color:var(--navy);margin:0 0 13px}.lead{font-size:1.08rem;color:var(--muted);max-width:820px;margin-bottom:30px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;box-shadow:0 7px 22px rgba(10,37,64,.055)}.card h3{margin:8px 0 9px;color:var(--navy);font-size:1.12rem}.card p{color:#5a6c7e}.card .tag{font-size:.75rem;font-weight:800;color:#27639c;background:#edf5ff;padding:5px 8px;border-radius:999px;display:inline-block}.card .arrow{font-weight:750}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:44px;align-items:start}.article{font-size:1.02rem}.article h1{font-size:clamp(2.15rem,4vw,3.7rem);line-height:1.08;letter-spacing:-.045em;color:var(--navy);margin-bottom:14px}.article h2{margin-top:48px;font-size:1.8rem}.article h3{margin-top:30px;color:var(--navy)}.article p{margin:15px 0}.article ul,.article ol{padding-left:1.25rem}.article li{margin:.48rem 0}.article .intro{font-size:1.15rem;color:#4f657a}.crumbs{font-size:.9rem;color:#6b7f91;margin:26px 0 14px}.note{background:#f4f9ff;border-left:4px solid var(--blue);padding:16px 18px;border-radius:0 12px 12px 0;margin:24px 0}.disclosure{background:#fff8e8;border-left-color:#e2a100}.sidebar{position:sticky;top:96px}.sidebox{border:1px solid var(--line);border-radius:16px;padding:20px;background:#fff;margin-bottom:18px}.sidebox h3{margin-top:0;color:var(--navy)}.sidebox a{display:block;padding:8px 0;border-top:1px solid #edf1f5}.sidebox a:first-of-type{border-top:0}.ad-slot{border:1px dashed #aab9c8;background:#fbfdff;color:#758596;border-radius:12px;min-height:90px;display:grid;place-items:center;text-align:center;padding:16px;font-size:.82rem}.pill-list{display:flex;flex-wrap:wrap;gap:10px}.pill{display:inline-block;border:1px solid #dbe6f0;border-radius:999px;padding:7px 11px;background:#fff;color:#36516b}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:28px}.checklist{list-style:none;padding:0}.checklist li{position:relative;padding-left:28px;margin:11px 0}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:900}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px}table{border-collapse:collapse;width:100%;min-width:650px}th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line)}th{background:#f3f8fd;color:var(--navy)}.footer{background:#071a2c;color:#b9c9d9;padding:50px 0 26px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:32px}.footer h3,.footer h4{color:#fff}.footer a{display:block;color:#c7d5e3;padding:5px 0}.footer-bottom{border-top:1px solid #24405a;margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.88rem}.legal-meta{font-size:.9rem;color:#6b7f91}.author-box{display:flex;gap:14px;align-items:flex-start;border:1px solid var(--line);border-radius:15px;padding:18px;margin:32px 0}.avatar{width:48px;height:48px;border-radius:50%;background:linear-gradient(145deg,#0b69ff,#75b4ff);display:grid;place-items:center;color:#fff;font-weight:850}.search-results{display:grid;gap:14px}.result{border:1px solid var(--line);border-radius:14px;padding:18px;background:#fff}.result h3{margin:0 0 5px}.empty{padding:30px;text-align:center;border:1px solid var(--line);border-radius:14px;background:#fff}.cookie{position:fixed;left:18px;right:18px;bottom:18px;z-index:90;max-width:900px;margin:auto;background:#0a2540;color:#edf6ff;border-radius:14px;padding:15px 18px;box-shadow:0 15px 45px rgba(0,0,0,.25);display:none;align-items:center;justify-content:space-between;gap:20px}.cookie p{margin:0;font-size:.9rem}.cookie a{color:#9ac7ff}.cookie button{white-space:nowrap}.notice{font-size:.88rem;color:#6d7d8d}.kicker{color:#2770b8;font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.stat b{display:block;font-size:1.55rem;color:var(--navy)}
@media(max-width:900px){.hero-grid,.content-grid,.two-col{grid-template-columns:1fr}.hero-grid{gap:28px;padding-top:48px;padding-bottom:48px}.grid{grid-template-columns:repeat(2,1fr)}.sidebar{position:static}.stats{grid-template-columns:repeat(2,1fr)}.menu{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px;flex-direction:column;align-items:flex-start}.menu.open{display:flex}.mobile-btn{display:block}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.topbar .wrap{display:block}.grid{grid-template-columns:1fr}.searchbox{flex-direction:column}.hero h1{font-size:2.6rem}.section{padding:50px 0}.stats,.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.cookie{align-items:flex-start;flex-direction:column}}
.article-meta{display:flex;flex-wrap:wrap;gap:10px 18px;color:#6b7f91;font-size:.88rem;margin:10px 0 22px}.article-hero{margin:24px 0 34px}.article-hero img{width:100%;max-height:620px;object-fit:cover;border-radius:18px;border:1px solid var(--line);box-shadow:var(--shadow);display:block}.article-hero figcaption{font-size:.78rem;color:#738394;margin-top:8px}.post-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:24px 0 38px}.post-card{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden;box-shadow:0 7px 22px rgba(10,37,64,.055)}.post-card img{width:100%;height:210px;object-fit:cover;display:block}.post-card-body{padding:20px}.post-card h3{margin:0 0 8px;color:var(--navy);font-size:1.14rem;line-height:1.3}.post-card p{margin:0 0 12px;color:#5a6c7e}.post-card .arrow{font-weight:760}.hub-intro{background:linear-gradient(135deg,#f6faff,#edf6ff);border:1px solid #d9e8f8;border-radius:20px;padding:24px;margin:28px 0}.hub-intro h2{margin-top:0}.article a:not(.btn){text-underline-offset:2px}@media(max-width:700px){.post-grid{grid-template-columns:1fr}.post-card img{height:200px}.article-meta{display:block}.article-meta span{display:block;margin:3px 0}}